If you are renting, it is a good idea to have renters insurance!
Renters Insurance is required by many landlords. Even if it isn't required, it's still a good idea to have that protection, and here's a few reasons why!
While your landlord may have insurance that covers the physical structure of where you live, their insurance policy does not generally extend to replacing your personal belongings.
That’s where renters insurance comes in!
This type of insurance provides coverage in the event that your personal belongings are lost or stolen. This coverage can even extend beyond your home! If something happens to your personal belongings while you are traveling, your renters insurance can often help with that expense to replace those items.
In addition to having coverage for your personal belongings, you can also add liability coverage to your renters policy. This coverage can provide some protection in the event that someone is injured on your property.
There are additional benefits to renters policies. With a renters policy, you can often take advantage of a multi-policy discount if you bundle it with your auto policy. Renters premiums are relatively inexpensive already, so adding a multi-policy discount can help you see additional savings with your auto policy.
As with all policies, it is great to talk with your agent to see what coverage best fits your needs. Give me a call today so we can discuss your thoughts and concerns and find you the best coverage at the best price!